Launching fall 2026 — Join the waitlist now
Your budget app got weird. Ours didn’t.
Same zero-based idea you already know. No pushy book marketing.
$99.99/yearfuture regular$9.99/year founding
August 2026
The Parkers
Ready to assign
$1,420.00
Income
$5,800.00
Safe to spend
$312.00
Categories
Available
- Housing$0.00
- Groceries$238.00
- Transport$135.00
- Holiday$200.00
- Emergency Fund$400.00
How it works
You already know zero-based. We just won’t make you relearn it every update.
- 01
Add what you have
Connect accounts or enter balances. Bank sync from day one.
- 02
Give dollars jobs
Bills, goals, fun, future you. Same idea. Less sermon.
- 03
Spend on purpose
Check the plan. Adjust when life ignores it.
What you get
The boring features you actually want.
Bank sync
Connect accounts from day one.
Monthly plan
Assign what’s left. Know what’s safe to spend.
Targets
Monthly, annual, and custom goals.
Transactions
Enter. Categorise. Clear. Done.
Household
Invite a partner. Separate logins.
Reports
Spending and targets — no guilt trip.
Privacy
No selling data. No ads from your groceries.
Compare without the trademark lawyers
Excel still works. So does paying less for the same method.
| Feature | Monthly Envelopes | Typical premium app | Spreadsheet |
|---|---|---|---|
| Annual price | $9.99 founding | ~$100+ | Free* |
| Zero-based budgeting | Yes | Yes | DIY |
| UI that keeps getting worse | No | Often | You built it |
| Household sharing | Yes | Yes | Email the file |
| Founder book upsell | No | Yes | No |
| Price locked for founding members | Yes | No | n/a |
*Free until you count the Sunday nights fixing formulas.
$9.99/year. Locked. No webinar required.
Founding members: $9.99/year forever. Future regular price: $99.99/year.
Founding price
$9.99/year
- Locked while your membership stays active
- ~$0.83/month, billed annually
- No card today
You’re joining a waitlist for founding eligibility. No charge today. No card collected.
FAQ
Short answers. No manifesto.
monthlyenvelopes.com
Put the other $90 back in your budget.
Same method. Lower price. No ads. No book tour.
Lock in $9.99/year